Subject: Insurance Coverage for University Sponsored Trips Involving Students
Date:    Thu, 2 Mar 2006 09:31:44 -0600
From:    Margaret R Scheideler <mscheideler@unlnotes.unl.edu>
Reply-To: Gregory P Clayton <gclayton@unlnotes.unl.edu>

Date:       March 2, 2006

To:         Vice Chancellors, Deans, Directors and Department Chairs

From:       Greg Clayton
            Director of Insured Benefits and Risk Management

Subject:    Insurance Coverage for University Sponsored Trips Involving
            Students.


Students, faculty and staff traveling on University sponsored trips
(including student field trips, the Katrina Relief Trips, etc.),
should be made aware of the following information:

   1. Students should have health insurance coverage.  They can get
      coverage through the following methods:
      a. Through their own private health insurance coverage
      b. Through their parents health insurance coverage
      c. Through the UNL Student Health Insurance Program

   2. Regardless of whether they have health insurance or not, they must
      enroll in the  Student Trip Insurance Program before they travel on
      University sponsored trips. The UNL Student Trip Insurance Program
      (available through the UNL Benefits Office), covers students with
      $2,500 of accidental medical and $30,000 of accidental death for 25
      cents per student, per day.  Faculty and staff may opt to take this
      coverage as well.

   3. Students are not covered by any other University insurance coverage,
      such as Workers Compensation, on any trips.  Their own medical
      coverage or Student Trip Insurance will be the coverage.

   4. Students, faculty and staff who are participating as volunteers on
      trips are not covered by the University's liability program.
      However, faculty and staff who are participating as a part of their
      job function are covered by the University's liability program.

   5. Faculty and staff who volunteer for trips are not covered by workers
      compensation and will rely on their own medical coverage should there
      be an injury.  Faculty and staff who go on trips as a part of their
      job would be covered by workers compensation.

   6. The Katrina trip was designed for volunteer students, faculty and
      staff.  Unless they have taken out Student Trip Insurance, there is
      no insurance coverage for these participants.  Their own coverage
      will be in effect.

The UNL Student Involvement Office (200 NU) has the necessary release forms
and information regarding these insurance provisions for the Katrina trips.

Before planning a trip, please contact the UNL Benefits Office (472-2600)
so they may help you with required release forms and insurance information.

This message approved for distribution by Vice Chancellor Christine A. Jackson.